If you focus on something, it becomes your reality. If you focus on how much debt you have, you will accumulate more debt. You create more of what you focus on.
In order to turn your life around, you need to focus on the positive aspects of your life. Acknowledging and recognising your positive past, successes, and your current progress can make a huge difference in achieving you goals.
Here's what you can do to acknowledge your successes. Divide your life into 3 phases. For example, if you're 30 years old, the first phase of your life is between the age of 0 - 10, the second phase is between the age of 11 - 20, and the most recent phase is between the age of 21 to the present.
For each phase, list 3 successes that you had. It needn't be something big like winning a Nobel prize. It could be something as simple as tying your shoe laces on your own for the first time, or learning to ride the bicycle, or getting your driving licence.
After you've done that, make a list of 100 successes that you've had. Yes, one hundred - 100. Why? Because when you start keeping score of your successes, it keeps you motivated to work towards your goal.
Remind yourself of your successes by placing visual reminders in your environment - trophies, awards, pictures, and any objects that can remind you of the successes.
Do this simple exercise and it will serve as a motivation to propel you towards more successes.
Keep score of all aspects of your life - financial, career/business, free time, health, relationships, personal and community/contribution.
In case you're wondering, I have 25 on my list. And I know I will have many more. :-)